NIL Compliance Guides

State-by-state NIL rules explained in plain language. Built for athletes, parents, and families navigating the $2.6B NIL economy.

Per-State NIL Guides

20 States
Alabama
AL
Alabama prohibits HS NIL; college athletes must disclose through NIL Go within 5 business days. Alcohol, tobacco, gambling, and adult-content deals are restricted, with an Alabama…
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California
CA
California is the most athlete-friendly NIL state: HS athletes from 9th grade, only adult + weapons state category bans, mandatory agent/attorney above $1,000, no state income…
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Florida
FL
Florida is one of the best states for NIL, period. No state income tax, full NIL rights for college and high school athletes, and a regulatory framework that's strict enough to…
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Georgia
GA
Georgia has one of the most active NIL markets in the Southeast — driven by powerhouse programs at UGA and Georgia Tech, plus a growing roster of mid-major schools. Georgia's NIL…
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Illinois
IL
Illinois has emerged as one of the most athlete-friendly states for NIL , anchored by the Student Athlete Bill of Rights (SA 0464) signed in 2021. The law explicitly prohibits…
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Indiana
IN
Indiana HSAA prohibits HS NIL entirely; college athletes follow NCAA guidance with a standard 3-category ban. Indiana (Adidas), Purdue (Nike), and Notre Dame (Nike) set…
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Kentucky
KY
HB 606 allows HS and college NIL with consent and requires disclosure within 7 days. Alcohol, tobacco, and gambling deals are restricted, with school sponsor review still…
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Maryland
MD
Maryland allows HS and college NIL with disclosure required and a standard 3-category ban. Maryland (Under Armour) and Navy (Under Armour) drive enforcement. This row backs the…
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Michigan
MI
HS NIL is prohibited under the MHSAA ban; SB 301 governs college disclosure at 5 business days via NIL Go. U of M and Michigan State set the strict apparel-conflict bar in the Big…
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Minnesota
MN
Minnesota prohibits high school NIL and requires college athletes to notify their institution. Alcohol, tobacco, and gambling deals are restricted at the state level. This row…
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Missouri
MO
Missouri has no state income tax and a standard 3-category ban; HS permitted, college disclosure required. Mizzou (Nike) and Missouri State anchor the market. This row backs the…
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New York
NY
New York has one of the strongest athlete protection frameworks in the country , anchored by the College Athletic Bill of Rights (S 5891) signed into law in 2023. The law…
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North Carolina
NC
7-business-day disclosure (longer than the 5-day NCAA standard), HS NIL permitted, standard 3-category ban. UNC/Duke Nike and NC State Adidas apparel conflicts shape every…
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Ohio
OH
Ohio has some of the most restrictive NIL rules for high school athletes in the country — HS NIL activity is entirely prohibited. But for college athletes at Ohio State,…
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Oregon
OR
SB 5 provides strong athlete protections, permits HS and college NIL with consent, and requires disclosure. Alcohol, tobacco, and gambling deals remain restricted at the state…
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Pennsylvania
PA
SB 381 strong-protection framework with 5-business-day NIL Go disclosure, HS athletes permitted with consent, standard 4-category ban. Penn State/Pitt Nike and Villanova Under…
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South Carolina
SC
H 4511 requires disclosure, and South Carolina permits HS and college NIL with consent and school review. Alcohol, tobacco, and gambling deals are restricted at the state level.…
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Tennessee
TN
Tennessee follows NCAA guidance with no state-specific NIL statute, no state income tax, and a standard 3-category ban. Tennessee (Nike) and Vanderbilt (Nike) drive enforcement.…
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Texas
TX
Texas has some of the strictest NIL rules in the country , and if you're an athlete (or a parent), you need to understand them before signing anything. This guide breaks down…
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Wisconsin
WI
WIAA prohibits HS NIL entirely; college athletes follow NCAA guidance with a standard 3-category ban. Wisconsin (Nike) and Marquette (Nike) set enforcement. This row backs the…
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General Guides

8 Posts
CO

Colorado NIL Rules for Athletes and Parents in 2026 | PACT

Disclosure required, HS NIL permitted, standard 3-category ban. CU Boulder Nike and Colorado State apparel conflicts drive most NIL rejections in Colorado. This row backs the live…

WA

Washington NIL Rules for Athletes and Parents in 2026 | PACT

SB 5612 with required disclosure, HS NIL permitted, standard 3-category ban. UW and WSU both under Nike, which sets the apparel-conflict enforcement tier. This row backs the live…

For Parents

NIL Guide for Parents: What to Check Before Your Athlete Signs a Deal (2026)

Your athlete got an NIL offer and you are now the second pair of eyes on the contract. That is the right instinct — most NIL paperwork is written for brands, not for 18-year-olds…

For Athletes

Free NIL Contract Review: Get Your Deal Score in 60 Seconds

# Free NIL Contract Review: How PACT's Deal Analyzer Works **You got an NIL offer. It looks legitimate. You're excited. But a tiny voice says: "Wait, did I read everything?" That…

For Athletes

What's a Fair NIL Deal? Real Benchmarks by Sport & Division

# What's a Fair NIL Deal? Benchmarks by Sport and Division **You got an offer: $5K for one Instagram post. Is that good? Terrible? Somewhere in between?** Most athletes have no…

For Parents

NIL Deal Checklist for Parents: 10 Things to Verify First

# NIL Deal Checklist for Parents **Your athlete just texted: "A brand wants to pay me $X for Instagram posts." Now what?** If you're a parent with zero sports business experience,…

For Athletes

How to Review an NIL Deal Before You Sign (3-Pass System)

# How to Review an NIL Deal Before You Sign **Most athletes have never reviewed a contract in their lives. Then they get a NIL offer and suddenly they're supposed to understand…

For Athletes

5 NIL Contract Red Flags Most Athletes Miss Before Signing

# 5 Red Flags in Every NIL Contract **Every NIL deal looks legitimate on the surface. Your job is to dig deeper.** Athletes and parents tell us the same thing: "We didn't know…